Compare the top cash back credit cards. Earn 1–5% back on groceries, gas, restaurants, and everyday purchases.
The TD Cash Back Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of $350. You earn 3x on groceries and 1x at restaurants. Estimated first-year value is $974.
Cash Back
The Scotia Momentum® Visa Infinite +* Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 1x at restaurants. Estimated first-year value is $1,044.
Cash Back
Ends Nov 1, 2026
The BMO CashBack® World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of $650. You earn 5x on groceries and 1x at restaurants. Estimated first-year value is $1,242.
Cash Back
The CIBC Dividend® Visa Infinite* Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 2x at restaurants. Estimated first-year value is $1,002.
Cash Back
The PC® World Elite® Mastercard® has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 20,000 points. You earn 30x on groceries and 10x at restaurants. Estimated first-year value is $509.
PC Optimum
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
