Editor's picks

The 5 best credit cards

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Annual fee
$120
Base Rewards Rate
2x

Marriott Bonvoy

Our valuation
$990

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
110,000 points

(Up to)

Ends Sep 22, 2026

Annual fee
$120
Base Rewards Rate
1x

RBC Avion Rewards - Elite

Our valuation
$1,050

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
70,000 points

(Up to)

Ends Nov 25, 2026

Annual fee
$120 $0
Base Rewards Rate
1x

BMO Rewards

Our valuation
$589

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
70,000 points

+ First Year Annual Fee Rebate*

(Up to)

Annual fee
$139 $0
Base Rewards Rate
1x

CIBC Aventura

Our valuation
$839

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
45,000 points

† + First Year Annual Fee Rebate

(Up to)