Network: Mastercard

• Apply for the Tangerine Money-Back Credit Card and receive an additional10% rebate cash back*(up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
• Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months.
• Earn 2% cash back on purchases in 2 categories of your choice and 0.5% cash back on all other regular purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• There’s no limit to the cash back you can earn on your regular purchases.
• Purchase protection and Extended Warranty

Accelerate rewards points on common purchases!

• 2 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases until $10,000 is spent annually in the applicable category
• 1 point‡ for every $1 spent on other eligible purchases
• Receive 5,000 bonus points†† ($25 in cash back value) after your first eligible purchase within the first 90 days of account opening
• Receive 5,000 bonus points†† ($25 in cash back value) once enrolled for e-statements within the first 90 days of account opening
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
• Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel
• Standard Annual Interest Rates of 20.99% on eligible purchases, 20.99% on balance transfers✪, and 20.99% on cash advances
• Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
• No Annual Fee.

Take advantage of an everyday rewards card with no annual fee. Apply now for the MBNA Rewards® credit card.

• Welcome offer: Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your first year. Plus, we’ll waive the $120 annual fee in the first year.
• Earn more cash back on the categories that mean the most:
  • 5% on groceries*
  • 4% on transit including ride sharing, taxis and public transportation*
  • 3% on gas and electric vehicle charging*
  • 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
  • Unlimited 1% cash back on all other purchases*.
• Get the highest cash back earn rate on groceries in Canada*
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Free membership of the Mastercard Airport Experiences program provided by LoungeKey.
• Complimentary Roadside Assistance Program*
• Extended Warranty Plus*
• Purchase Protection Plus*
• BMO CashBack World Elite Travel and Medical Protection*
• Shop, eat and relax with our partners to receive offers when you travel and make purchases with your BMO World Elite Mastercard outside Canada.

Welcome offer:

• Get 10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*

• Get 1.75% cash back on purchases at Shell®†† gas stations
• Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
• 0.75% cash back on all other card purchases*
• Get up to 7 cents off per litre on all Shell®± fuel*
• No annual fee*.

• Welcome offer: Get 5% cash back in your first 3 months*
• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
• No annual fee*.
• FREE additional cards
• Extended Warranty*
• Purchase Protection*

Welcome offer:

• Get over $1,500 in value!* This includes up to 100,000 BMO Rewards Points – that’s a $669 value in the first year.*

Here’s how the welcome offer adds up:

• $135 in value (20,000 BMO Rewards Points) when you make your first purchase*
• Up to $535 in value (8,000 BMO Rewards Points from months 3-12) when you spend $3,000 each month*
• $701 in value from your premium benefits*
• Plus, your $149 annual fee is waived in the first year*
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
• Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
• Earn 1.5 BMO Rewards points for every $1 you spend*
• Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes*
• Get up to 7 cents off per litre on all Shell^®± fuel*

• Welcome offer: Get up to 100,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*
• 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
• Memorable journeys begin with our premium flexible travel credit card!
• Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Points you can use to cover all flight charges & taxes*
• Fly on any airline, with no blackout dates*
• Redeem your points at any time through the BMO Rewards center.
• Best-in-class travel and medical insurance (unlimited trips per year)*

• Welcome Offer: Get 1,000 AIR MILES Bonus Miles – That’s enough for over $100 towards your purchases with AIR MILES Cash!*
• Earn 1 Mile for every $20 you spend*
• Get 1.25x the Miles for every $20 you spend at Shell®±*
• Get up to 7 cents off per litre on all your Shell^®± fuel*

Welcome Offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.*

• Collect miles more than 10x faster than other AIR MILES* Collectors:
  • 3x the Miles for every $12 spent at participating AIR MILES Reward Partners
  • 2x the Miles for every $12 spent at any eligible grocery store*.
  • 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
  • Plus, 1 Mile for every $12 that you spend with your credit card everywhere else*
• What’s more, you now have the option of transferring your Silver miles into Dream miles thanks to our new miles transfer feature. So if you want to turn your Silver miles into a dream vacation, there’s no stopping you!
• Get 7¢/L off Shell V-Power premium fuel and 2¢/L off all other Shell fuels every time you fill up.
• Use fewer miles with our exclusive 25% discount on an AIR MILES flight to any destination during the calendar year*.
• Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Shop, eat and relax with our partners to receive offers when you travel and make purchases with your BMO World Elite Mastercard outside Canada.

• 7.99% introductory interest rate on purchases for the first 6 months (20.99% after that)1
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases