Network: Mastercard

• The best cash back credit card for students
• Welcome offer: Get 5% cash back in your first 3 months*
• Then get:
  • 3% cash back on grocery purchases,
  • 1% cash back on recurring bill payments
  • 0.5% unlimited cash back on all other purchases!*
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
• Get cash back every time you spend, plus start building a healthy credit history
• Receive a discount on car rentals*

• The best AIR MILES credit card for students
• Get 800 AIR MILES Bonus Miles!*
• That’s enough for $80 towards purchases with AIR MILES Cash*
• Get AIR MILES bonus miles back every time you spend, plus start building a healthy credit history
• Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
• Get 1 Mile for every $25 spent everywhere else*
• No annual fee*.

• Apply for the Tangerine World Mastercard and receive an additional 10% cash back*(up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
• Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months
• Earn 2% cash back on purchases in 2 categories of your choice and 0.50% cash back on all other regular purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• There’s no limit to the cash back you can earn on your regular purchases.
• Purchase protection and Extended Warranty
• Rental Car Collision/Loss Damage Insurance
• Mobile Device Insurance

Special offer:

• Enter the code KOHOMILES when applying for your card.
• Get 3 months’ subscription to the Extra Plan for free (a discount of $18 per month) and $20 cash back

Features:

• Earn 1.5% cash back on 3 main spending categories (food, bills & services, meals and beverages) plus a minimum 0.25% cash back on all purchases.
• Accepted at Costco
• Earn 3% interest on your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are annual, calculated daily, paid monthly and may be changed at any time without notice.
• $18 per month billed monthly or $144 per year billed annually ($12 per month)
• No conversion fees on foreign purchases
• 1 free international ATM withdrawal per month
• Credit enhancement for $7/month instead of $10
• Access all KOHO account features such as Safe, Goals and Rounding Amounts
• Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

Receive up to 20,000 bonus points ($165 cash back value):

• Receive 15,000 bonus points†† ($125 in cash back value) after your first eligible purchase within the first 90 days of account opening
• Receive 5,000 bonus points†† once enrolled for e-statements within the first 90 days of account opening.
• Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
• Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel.
• Standard Annual Interest Rates of 20.99% on eligible purchases, 20.99% on balance transfers✪, and 20.99% on cash advances
• Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
• $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).
• To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

• This offer does not apply to residents of Quebec.
• $39 annual fee
• Standard Annual Interest rates of 10.99% on purchases, 13.99% on balance transfers, and 24.99% on cash advances
• This card is made entirely of recycled plastic
• Around-the-clock-fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.

• Earn 3% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
• Get 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
• Get 7¢ in CT Money on a liter of premium gasoline, and 5¢ per liter on other types of fuel at participating Gas+, Gas+ and Husky gas bars

• Earn 1.5% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
• Get 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
• Get 5¢ per liter in CT Money at participating Husky gas bars, Gas+ and Gas+ stations every time you fill up

Earn cash back:

• 2% unlimited cash back on all eligible regular purchases if you have an eligible service with Rogers, Fido or Shaw, otherwise earn 1.5% unlimited cash back on all eligible non-US dollar purchases
• 3% unlimited cash back on U.S. dollar purchases
• 50% more cash back every time you redeem for Rogers, Fido or Shaw purchases

Travel Benefits :

• Complimentary membership to Mastercard Travel Pass provided by DragonPass
• Access to over 1,300 airport lounges worldwide
• $32 USD per person per visit
• Get 5 Roam Like Home days at no cost every year for Rogers mobile plans (up to $80 value)

Included Insurance Benefits :

• Extended Warranty and Purchase Protection
• Rental Car Collision/Damage
• Out-of-province/country emergency medical care
• Trip Interruption Insurance
• Trip Cancellation Insurance

• $60 cash back when you make a purchase with your mobile wallet within the first 90 days and 6 automatic bill payments on your Rogers, Fido or Shaw postpaid service within the first 8 months.
• 2% unlimited cash back on all eligible purchases if you have an eligible service with Rogers, Fido or Shaw, and 1.5 times the cash back every time you use it for purchases with Rogers, Fido or Shaw, for a total cash back value of 3%.
• Get 5 Roam Like Home days at no cost every year for Rogers mobile plans (up to $80 value)