Institution: CIBC

Join and get up to $100 in value^† with no annual fee.

Here’s how it adds up:

Get up to 6,000 Adapta points during your first year (up to $50 in value^†) :

• Receive a Welcome Bonus of 3,000 Adapta Points after your first purchase† (up to $25 value^†)
• Get 3,000 Adapta Points when you spend $1,000 in the first 4 monthly statement periods† (up to $25 value^†)
• Includes membership to roadside assistance^† after you make your first purchase. Services include battery boosting, gas delivery, towing and more, offered by Dominion Automobile Association ($50 value^†)

Adapta points accumulation

• Earn 1.5 Adapta points for every dollar you spend in your top 3 spend categories each month.
• Earn 1 Adapta point for every dollar you spend on all other purchases.

Spend categories

• Grocery and drug stores
• Pet stores
• Dining and drinks
• Gas and EV
• Transit and parking
• Entertainment
• E-games and subscriptions
• Home improvement
• Electronics
• Clothing
• Health and beauty
• Hotels and motels

Benefits

• Roadside assistance for primary cardholders. Offered by Dominion Automobile Association (DAA), you’ll get access to services such as towing, battery boosting, gas delivery and much more.
• Save up to 10 cents per litre on gas. Get a discount every time you fill up at participating gas stations when you link your Adapta Mastercard with Journie Rewards™.

• 3% cash back at restaurants
• 3% cash back at Costco gas and 2% cash back at other gas stations (on the first $5,000 net annual card purchases. Beyond that, you’ll earn 1% cash back)
• 2% cash back at Costco.ca (on the first $8,000 net annual card purchases. Beyond that, you’ll earn 1% cash back)
• 1% cash back on all other purchases including at Costco

The $5,000 and $8,000 limit will reset to zero annually on January 1.

Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!^†

Here’s how you can get up to $1,450 in value :

• Get up to 45,000 Aventura Points (up to $900 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a NEXUS^◊† Application Fee rebate†: a $100 value^†

Plus, enjoy extra valuable travel benefits:

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.^†

Transfer your credit card balance of $100 or more – Get 0% interest for up to 10 months with a 1% transfer fee^† and a two year annual fee rebate^†

Check full offer details below^†:

• Transfer up to 50% of your assigned credit limit^†
• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
• Take advantage of this 0% introductory interest rate on balance transfers of $100 or more for your first 10 months. You’ll only have to pay a 1% fee^† when you transfer your balance from another card to the CIBC Select Visa Card.
• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Select Visa Card with Skip^†.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get a total of up to 80,000 Aventura Points^† (up to $1,600 in travel value^†) during your first year:

• 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.^†
• 30,000 Aventura Points as an additional anniversary bonus^†
• Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $250 value^†
• Get a $200 annual Travel Credit^†
• Plus, get 2 NEXUS^TM Application Fee rebates4: a $100 value^†.

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).^†

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card with Skip. ^†

• Earn up to 60,000 Aeroplan points (a value of up to $1,200†):
  • 10,000 Aeroplan points the first time you make a purchase†
  • 20,000 Aeroplan points if you spend at least $10,000 during the periods covered by your first four monthly statements†
  • 30,000 Aeroplan points if you spend at least $40,000 in the first year†
• Get a one-time annual fee rebate ($180) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $170†
• Enjoy a free first checked bag†: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
• Plus, enjoy access to the Maple Leaf Lounges, a $100† value.

• Earn 20,000 Aventura Points the first time you make a purchase
• Earn 5,000 Aventura Bonus Points
• Earn an additional 35,000 Aventura Points for spending at least $65,000 in the first year

Welcome offer: Join and earn up to $125 in value†

Here’s how it adds up:

• Get $25 cash back after you make your first purchase within the first 4 monthly statements.†
• Get a 10% cash back welcome bonus for the first 4 monthly statements (up to $100 cash back).†

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card for Students with Skip.^†

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.^†

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

• 2,500 Aeroplan points the first time you pay for a purchase†
• 2,500 Aeroplan points if you spend $3,000 or more during the period covered by your first 4 monthly statements†
• Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†