Offer
- For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
- Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases† and on regularly recurring bill payments† set up on your Account.
- Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card†.
- Earn 50% more Stars at participating Starbucks® locations. Conditions apply. Learn more.
- Save with Avis Rent A Car and Budget Rent A Car. Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates† in Canada and the U.S. and at least 5% off the lowest available international rates† for eligible vehicle rentals at participating Avis and Budget locations.
- Option to purchase TD Auto Club Membership† and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
-
Purchase Security and Extended Warranty Protection†– You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Purchase Rate (QC)
20.99%
Cash Advance Rate (QC)
20.99%
Balance Transfer Rates (QC)
20.99%
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
1 %
Gas
1 %
Dining and Food delivery
0.5 %
Convenience Stores
0.5 %
Drugstores
0.5 %
Local Transport
0.5 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
1 %
Telecom/Internet
0.5 %
Streaming services
0.5 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Legal
†Terms and conditions apply.
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