Offer
- For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
- Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†.
- Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card†.
- Earn 50% more Stars at participating Starbucks® locations. Conditions apply. Learn more.
- Save when you rent a vehicle from Avis and Budget. Use your TD credit card and get 10% off the lowest available rates† in Canada and the U.S. and at least 5% off the lowest available international rates† on qualifying vehicle rentals at participating Review and Budget locations.
- Optional TD Auto Club† membership for 24/7 emergency roadside assistance.
-
Purchase insurance and extended warranty protection† – You automatically benefit from Purchase Insurance and Extended Warranty Protection, which covers most personal items purchased with your card that are stolen or damaged within 90 days of purchase.
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
21.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Cash Advance Rate (QC)
21.99%
Balance Transfer Rates (QC)
21.99%
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
1 %
Gas
1 %
Dining and Food delivery
0.5 %
Convenience Stores
0.5 %
Drugstores
0.5 %
Local Transport
1 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
1 %
Telecom/Internet
0.5 %
Streaming services
1 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Legal
†Terms and conditions apply.