Offer
- Earn 1 RBC Rewards point for every dollar you spend
- Trade in US dollars – avoid daily currency fluctuations
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$65
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Cash Advance Rate (QC)
21.99%
Earnings
Per dollar of purchases
All Spending
1 Point
Groceries
1 Point
Gas
1 Point
Dining and Food delivery
1 Point
Convenience Stores
1 Point
Drugstores
1 Point
Local Transport
1 Point
Travel
1 Point
Entertainment
1 Point
Recurring Payments
1 Point
Telecom/Internet
1 Point
Streaming services
1 Point
Online transactions
1 Point
Office Supplies
1 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
