Offer
Earn up to 55,000 Avion points**(a value of up to $1,100†) – Enough to fly anywhere in North America or the Caribbean†
- Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months.** Apply by June 3, 2025.
- Earn 1 Avion point per dollar
- No blackout periods or seat restrictions – ever!
Fees & Conditions
Personal Income
$15,000
Household Income
$15,000
Annual Fee
$120
First Additional Card
$50
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Cash Advance Rate (QC)
21.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
$880
0 $
First year offer value
$880
-
Rewards Earned
$384
$384
Annual fee
$120
$120
Net value
$1,144
$264
Advantages
Offer ends on
Jun 11, 2025
Welcome Bonus amount
Up to 55,000 Points
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
6 month(s)
Transferable Points
Rewards Type
Travel Rewards
Transfer Partners
AAdvantage, Asia Miles, British Airways Executive Club, RBC Avion Rewards - Elite, WestJet Rewards
Loyalty Program
RBC Avion Rewards - Elite
Earnings
Per dollar of purchases
All Spending
1 Point
Groceries
1 Point
Gas
1 Point
Dining and Food delivery
1 Point
Convenience Stores
1 Point
Drugstores
1 Point
Local Transport
1 Point
Travel
1 Point
Entertainment
1 Point
Recurring Payments
1 Point
Telecom/Internet
1 Point
Streaming services
1 Point
Online transactions
1 Point
Office Supplies
1 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Alternative Cards
Featured
Featured
Legal
**Consult the RBC page for up-to-date offer conditions.