Offer
- Up to 2% cash back on grocery, gas and recurring payments. And 0.5% on everything else.
- Receive bonus cash back based on your Neo Everyday account balance: up to 4% back at the grocery store
- Earn additional cash back at over 10,000 Neo network partners
- No annual fee
- Secured option to build credit history
Fees & Conditions
Personal Income
$50,000
Household Income
$80,000
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Advantages
Costco
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
2 %
Gas
2 %
Dining and Food delivery
0.5 %
Convenience Stores
0.5 %
Drugstores
0.5 %
Local Transport
0.5 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
2 %
Telecom/Internet
0.5 %
Streaming services
0.5 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection