Offer
Use it to earn it
- 2 points on Gas, Grocery, Travel and Transportation
- 2 points on Recurring Payments
- 1 point on everything else
Earn up to $140 in points
- Earn 10,000 bonus points, valued at $100, when you spend $1,500 in the first three months.
- Earn 2,000 bonus points, valued at $20, when you set up a pre-authorized payment within the first three months.
- Earn 2,000 bonus points, valued at $20, for each friend or family member you refer.
Fees & Conditions
Personal Income
$60,000
Household Income
$100,000
Annual Fee
$130
First Additional Card
$50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
21.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Jul 28, 2024
Welcome Bonus amount
Up to $140 in points
Minimum Spending Required
$1,500
Minimum Spending Timeframe (Months)
3 month(s)
Concierge
Earnings
Per dollar of purchases
All Spending
1 %
Groceries
2 %
Gas
2 %
Dining and Food delivery
1 %
Convenience Stores
1 %
Drugstores
1 %
Local Transport
2 %
Travel
2 %
Entertainment
1 %
Recurring Payments
2 %
Telecom/Internet
1 %
Streaming services
1 %
Online transactions
1 %
Office Supplies
1 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
