CIBC Select Visa* Card 

Welcome Bonus
Get 0% interest on balance transfers of $100 or more for your first 10 months
  • Digital Exclusive Offer
  • Balance Transfer Offer
  • Low-interest
Annual Fee
$29
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
13.99 %
Cash Advance Rates
13.99 %
Balance Transfer Rates
13.99 %

CIBC_Select_Visa_front_eng
CIBC Select Visa* Card
Get 0% interest on balance transfers of $100 or more for your first 10 months
Apply Now
Updated May 21, 2025

Offer

Transfer your credit card balance of $100 or more – Get 0% interest for up to 10 months with a 1% transfer fee and a two year annual fee rebate

Check full offer details below:

Transfer your credit card balance of $100 or more and get 0% interest for up to 10 months with a 1% transfer fee
  • Transfer up to 50% of your assigned credit limit
  • If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
  • Take advantage of this 0% introductory interest rate on balance transfers of $100 or more for your first 10 months. You’ll only have to pay a 1% fee when you transfer your balance from another card to the CIBC Select Visa Card.
  • This balance transfer offer is only available at the time of your online application. Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Select Visa Card with Skip.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Fees & Conditions

Personal Income $0
Household Income $15,000
Annual Fee $29
First Year Annual Fee Rebate
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 13.99%
Cash Advance Rates 13.99%
Balance Transfer Rates 13.99%
Balance Transfer
Balance Transfer Intro Duration 10 month(s)
Balance Transfer Fees 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Alternative Cards

4.4 Milesopedia Rating