CIBC Dividend® Visa Infinite* Card 

Welcome Bonus
Up to $300 cash back
  • Digital Exclusive Offer†
  • 4% cash back on gas, EV charging, and grocery purchases†
  • Visa Infinite Benefits
Annual Fee
$120
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
21.99 % (QC)

CIBC_Dividend_Visa_infinite_front_eng
CIBC Dividend® Visa Infinite* Card
Up to $300 cash back
Apply Now
Updated Mar 6, 2025

Offer

Welcome offer: Join and earn over $400 in value including a first year annual fee rebate.

Here’s how you can earn over $400 in value:

  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.
  • First year annual fee rebate valued at $120.

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.

  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $30
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $30
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $300 cash back
Minimum Spending Required $2,500
Minimum Spending Timeframe (Months) 4 month(s)
Concierge

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 4 %
Gas 4 %
Dining and Food delivery 2 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 2 %
Travel 1 %
Entertainment 1 %
Recurring Payments 2 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
10 day(s)
Travel medical insurance up to 64 years old
$5,000,000
10 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Alternative Cards

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