Offer
- Get up to 45,000 Aeroplan points:
- 10,000 Aeroplan points the first time you make a purchase†
- 10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements†
- 25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements†
- Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†
- Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189†
Fees & Conditions
Personal Income
$60,000
Household Income
$100,000
Annual Fee
$139
First Year Annual Fee Rebate
First Additional Card
$50
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Cash Advance Rate (QC)
21.99%
Balance Transfer Rates (QC)
21.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to 45,000 Aeroplan Points
Minimum Spending Required
$15,000
Minimum Spending Timeframe (Months)
12 month(s)
Concierge
Earnings
Per dollar of purchases
All Spending
1 Aeroplan Point
Groceries
1.5 Aeroplan Points
Gas
1.5 Aeroplan Points
Dining and Food delivery
1 Aeroplan Point
Convenience Stores
1 Aeroplan Point
Drugstores
1.5 Aeroplan Points
Local Transport
1 Aeroplan Point
Travel
1 Aeroplan Point
Entertainment
1 Aeroplan Point
Recurring Payments
1 Aeroplan Point
Telecom/Internet
1 Aeroplan Point
Streaming services
1 Aeroplan Point
Online transactions
1 Aeroplan Point
Office Supplies
1 Aeroplan Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Alternative Cards
Legal
† Terms and conditions apply.