Offer
- Earn up to 60,000 Aeroplan points (a value of up to $1,200†):
- 10,000 Aeroplan points the first time you make a purchase†
- 20,000 Aeroplan points if you spend at least $10,000 during the periods covered by your first four monthly statements†
- 30,000 Aeroplan points if you spend at least $40,000 in the first year†
- Get a one-time annual fee rebate ($180) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $170†
- Enjoy a free first checked bag†: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
- Plus, enjoy access to the Maple Leaf Lounges, a $100† value.
Fees & Conditions
Personal Income
$35,000
Household Income
$35,000
Annual Fee
$180
First Year Annual Fee Rebate
First Additional Card
$50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
12.99%
Cash Advance Rates
14.5%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to 60,000 Aeroplan Points
Minimum Spending Required
$35,000
Minimum Spending Timeframe (Months)
12 month(s)
Earnings
Per dollar of purchases
All Spending
1 Aeroplan Point
Groceries
1 Aeroplan Point
Gas
1.5 Aeroplan Points
Dining and Food delivery
1.5 Aeroplan Points
Convenience Stores
1 Aeroplan Point
Drugstores
1 Aeroplan Point
Local Transport
1.5 Aeroplan Points
Travel
1 Aeroplan Point
Entertainment
1 Aeroplan Point
Recurring Payments
1 Aeroplan Point
Telecom/Internet
1.5 Aeroplan Points
Streaming services
1 Aeroplan Point
Online transactions
1 Aeroplan Point
Office Supplies
1 Aeroplan Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
