
Pros & Cons
Pros
- +Welcome Bonus: 12,500 points
- +Purchase protection included
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.
Get up to 12,500 Aventura points (a value of up to $125 toward travel†):
- 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
- 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements†
With this no annual fee CIBC Aventura Credit Card, you get:
- 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
- 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
- 1 point for every $2 spent on all other purchases
And this no-annual-fee CIBC Credit Card offers some insurance coverage:
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
Rewards
All Spending
0.5x
CIBC Aventura pts per dollar
Groceries
1x
Gas
1x
Pharmacy
1x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
20,700
CIBC Aventura/yr
Estimated Value
$248
After Fees
+$248
1st Year Value
$398
incl. welcome bonus
Annual rewards breakdown
- Earn 2,500 CIBC Aventura
- Earn 10,000 CIBC Aventura
Travel Insurance
Travel Accident
Up to $100,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Fees and interest rates
- Annual Fee$0
- Additional card fee$0
- Foreign currency conversion fee2.5%
- Purchase Rate21.99%
- Balance transfer rate22.99%Quebec21.99%
- Cash advance rate22.99%Quebec21.99%
Eligibility
Personal Income
$15,000
Household Income
$15,000
Terms & Conditions
Card Features
Welcome Offer: Join and get up to $200 in value† for no annual fee.†
Here’s how it adds up:
- Get up to 12,500 Aventura Points (up to $125 in travel value†):
- 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
- 10,000 Aventura Points after you make your first purchase within first 4 months.†
- As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110).†
- Travel when it’s right for you – your Aventura Points don’t expire†
- Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $2 spent on all other purchases†
Get a free Skip+ membership when you link your eligible CIBC credit card
Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.†
Fuel up for less
Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Legal
This is an exclusive digital offer†. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner or affiliate;
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you†.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Conditions apply. To learn more, select the Apply Now option.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. RedFlagDeals may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.









