-
3X miles at participating AIR MILES partners
-
Premium Insurance
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Accepted at Costco
Learn More
Best AIR MILES Credit Card in 2024
Welcome Offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.*
- Collect miles more than 10x faster than other AIR MILES* Collectors:
- 3x the Miles for every $12 spent at participating AIR MILES Reward Partners
- 2x the Miles for every $12 spent at any eligible grocery store*.
- 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
- Plus, 1 Mile for every $12 that you spend with your credit card everywhere else*
- What’s more, you now have the option of transferring your Silver miles into Dream miles thanks to our new miles transfer feature. So if you want to turn your Silver miles into a dream vacation, there’s no stopping you!
- Get 7¢/L off Shell V-Power premium fuel and 2¢/L off all other Shell fuels every time you fill up.
- Use fewer miles with our exclusive 25% discount on an AIR MILES flight to any destination during the calendar year*.
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
- Shop, eat and relax with our partners to receive offers when you travel and make purchases with your BMO World Elite Mastercard outside Canada.
*Conditions apply.
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Annual Fee
- Primary card $120
- Additional card $50
Annual Income Required
- Individual $80,000
- Household $150,000
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 21.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
Earning Rate
- AIR MILES partners0.25miles
- All Spending0.08miles
- Groceries0.08miles
Value
- Year 1 $1,146
- Year 2+ $101
Best For
- Pharmacy
- Grocery stores
Transfer Partners
- AIR MILES
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
-
4X miles at participating AIR MILES partners
-
Virtual health care offered by Maple
-
Accepted at Costco
Learn More
Welcome Offer: Get over $1,000 in value.* This includes up to 3,000 AIR MILES bonus miles in the first three months (that’s $315 in value).*
Here’s how the welcome offer adds up:
- Up to $315 in value (3,000 AIR MILES bonus miles) when you spend $5,000 in the first three months*.
- $613 in value from your premium benefits*.
- No annual fee for the first year*
- Earn 1 Mile for every $12 you spend
- Get 4x the Miles at participating AIR MILES partners
- Get up to 7 cents off per litre on all your Shell®± fuel
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Annual Fee
- Primary card $149
- Additional card $0
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 23.99 %
- Balance Transfer Rates 23.99 %
Earning Rate
- AIR MILES partners0.33miles
- All Spending0.08miles
- Groceries0.08miles
Value
- Year 1 $715
- Year 2+ $72
Best For
- Service stations
Transfer Partners
- AIR MILES
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000