-
No Foreign Transaction Fee
-
Access to VIP Lounges
-
Visa Infinite Privilege Benefits
Your luxury experience starts with 80,000 Scene+ points
That’s up to $800 in value for your travels.
Rewards your way, with Scene+
- Earn 3X the Scene+ points for every $1 you spend on eligible travel purchases. Plus, earn an extra 3X the points on hotel bookings, car rentals, and things to do when you book through Scene+ Travel, Powered by Expedia.
- Earn 2X the Scene+ points for every $1 you spend on eligible dining and entertainment.
- Plus, earn 1X the Scene+ points for every $1 you spend on all other eligible purchases.
$250 Annual Travel Credit
If you’re the primary cardholder, each year you’ll get a $250 statement credit on your first travel booking with Scene+ Travel, Powered by Expedia. This applies to flights, hotels, car rentals, and travel packages anywhere in the world.
Say goodbye to FX fees
Say goodbye to foreign transaction fees with the Scotiabank Passport® Visa Infinite Privilege* Card. Whether you’re shopping online or abroad, you’ll never pay a foreign transaction fee on foreign currency purchases.
Enjoy 10 complimentary airport lounge visits per year
With the Visa Airport Companion Program, you and each of your additional cardholders get access to over 1,200 airport lounges worldwide. This includes 10 free lounge visits per year. Plus, you get exclusive airport dining and retail offers.
Exclusive airport perks
Save time and money with priority security and taxi lanes, discounted valet parking, and dedicated parking.
Upgrade your next getaway at Relais & Châteaux properties
As a Scotiabank Passport® Visa Infinite Privilege* cardholder, you’re eligible for premium benefits at over 200 Relais & Châteaux properties around the world.
Explore the Visa Infinite Luxury Hotel Collection
Enjoy 7 special benefits at over 900 hotels and an 8th exciting benefit at over 200 participating hotels, hand-selected for Scotiabank Passport® Visa Infinite Privilege* cardholders.
Feel at home, anywhere you go
Get exclusive benefits at over 60 Sandman, Sandman Signature, and Sutton Place Hotels across Canada with Visa RSVP Rewards.
Become an Avis®* President’s Club member
Spend less time in line and more time on the road with a complimentary yearly Avis President’s Club membership. This includes two car-class upgrades and the option to skip the line and go straight to your car at most Avis®* locations.
Comprehensive Travel Insurance coverage
- Travel Emergency Medical Insurance
- Trip Cancellation and Trip Interruption Insurance
- Flight delay insurance
- Lost Baggage and Delayed Baggage Insurance
- Rental Car Collision Loss/Damage Insurance
- Hotel Burglary Insurance
- Common Carrier Travel Accident Insurance
- Mobile Device Insurance
- Purchase Security Extended Warranty Protection
*Conditions apply. Rates, fees and other information are effective as of January 3, 2025. Subject to change.
- Primary card $599
- Additional card $199
- Individual $150,000
- Household $200,000
- 0.00 %
- Purchase Rates 20.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- Travel3Scene+ Points
- Dining and Food delivery2Scene+ Points
- Entertainment2Scene+ Points
- Year 1 $1,144
- Year 2+ $344
- No conversion fees
- Scene+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Accepted at Costco
The Cathay World Elite Mastercard – powered by Neo is not available in Quebec.
Welcome Offer
- Earn up to 40,000 Asia Miles as a welcome bonus: 20,000 Asia Miles on approval and 20,000 Asia Miles after $5,000 in purchases within 3 months
- 15% discount on Cathay Pacific flights with promotional code
Features of the Cathay World Elite Mastercard – powered by Neo:
- 2 Asia Miles for every $1 spent on purchases made in foreign currencies
- 2 Asia Miles for every $1 spent on Cathay Pacific flights
- 5 Asia Miles per dollar on average at thousands of Neo partners across the country
- 1 Asia Mile per dollar on purchases made in Canada
- Enjoy exclusive member benefits: priority check-in, free extra baggage and access to Cathay Pacific lounges
- Benefit from comprehensive insurance covering medical emergencies, cancellations and lost baggage
- Access over 1,300 airport lounges worldwide with DragonPass
- Avoid queues with Mastercard’s Fast Track service at security checkpoints
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
- Dining and Food delivery3%
- Groceries1%
- Gas1%
- Year 1 $120
- Year 2+ $120
- Asia Miles
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Earn Asia Miles on your purchases
-
Accepted at Costco
-
10% discount on Cathay Pacific flights
Welcome Offer
- Earn up to 27,000 Asia Miles and 10% discount on flights
Features of the Cathay World Elite® Mastercard® – powered by Neo:
- 2 Asia Miles for every $1 spent on purchases made in foreign currencies
- 2 Asia Miles for every $1 spent on Cathay Pacific flights
- 5 Asia Miles for every $1 spent at thousands of Neo partners nationwide
- 1 Asia Miles for every $1 spent on purchases in Canada
- Get exclusive member benefits: priority online check-in, extra baggage allowance and redeemable access to Cathay Pacific’s business class lounge.
- Travel with peace of mind thanks to insurance covering emergencies, cancellations, lost luggage and much more.
- Access to over 1,300 airport lounges worldwide
- Book professional, punctual airport transportation with Mastercard’s airport transfer option
- Bypass security lines with Mastercard’s Fast Track airport security service
- Primary card $180
- Additional card
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- All Spending1miles
- Groceries1miles
- Gas1miles
- Year 1 $630
- Year 2+ $180
- Asia Miles
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Purchase Insurance
- 3% cash back at grocery stores
- 2% cash back on travel (flights, hotels, Airbnb, and cruises)
- 1% cash back on everything else
- Primary card $120
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates 21.99 %
- Groceries3%
- Travel2%
- All Spending1%
- Year 1 $473
- Year 2+ $233
- Grocery stores
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Prepaid card
-
Purchase Insurance
-
Accepted at Costco
- Prepaid card
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $10
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
- Year 1 $-10
- Year 2+ $-10
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Earn WestJet dollars on your purchases
-
Premium Insurance
-
Accepted at Costco
Welcome offer:
- Get up to $450 in WestJet dollars1 with the WestJet RBC World Elite Mastercard
- Plus a Round-Trip Companion voucher every year
Offer Details:
Get up to 450 WestJet dollars1:
- 250 WestJet dollars upon your first purchase1
- 200 WestJet dollars when you spend $5,000 in the first 3 months1
Reach higher with WestJet Rewards Status Lift
Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet. Learn more at www.westjet.com/statuslift
WestJet Benefits
- Earn 1.5% back in WestJet dollars for everyday purchases you make on your card
- Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card
- First free checked bags for the primary cardholder on WestJet flights and up to 8 guests on the same reservation
- Receive an annual World Elite round-trip companion voucher to anywhere WestJet flies it allows you to book a full fare and then book a companion fare at a reduced rate. Or choose to exchange your annual round-trip companion voucher for 4 lounge vouchers
- Redeem your WestJet dollars toward all or part of a WestJet flight or WestJet Vacations packages — no blackout periods and your WestJet dollars don’t expire — anywhere WestJet flies
Other Benefits
- Travel coverage including emergency medical insurance as well as trip interruption insurance, hotel burglary and rental car insurance. Even eligible purchases you make with the card are protected.
- Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel and always earn 20% more Petro-Points at Petro-Canada.
12 months of free delivery with DoorDash
- Add your eligible RBC credit card to your DoorDash account to:
- Get a 12-month complimentary DashPass subscription – a value of almost $120
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Refer to RBC page for up to date offer terms and conditions
1 This offer only applies to new applications for a WestJet RBC World Elite Mastercard credit card received between October 31, 2024 and April 1, 2025 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the WestJet RBC World Elite Mastercard credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a WestJet RBC World Elite Mastercard credit card during the Offer Period, are not eligible for the offer.
You will be eligible to receive the welcome bonus of 250 WestJet dollars (“Welcome WestJet dollars”) upon your first purchase. The Welcome WestJet dollars will appear in your WestJet Rewards account, accessible at westjet.com/account, 4-6 weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 200 WestJet dollars (“Additional WestJet dollars”), (i) a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card must remain open and in good standing at the time the Additional WestJet dollars are awarded to your WestJet Rewards account, approximately 6 weeks after the date you reach $5,000 in Qualifying Transactions.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
If you close or change your WestJet RBC World Elite Mastercard credit card for another type of RBC Royal Bank credit card before the Welcome WestJet dollars and/or the Additional WestJet dollars have been credited to your WestJet Rewards account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer unless otherwise set out. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada.
2 Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of A) round-trip flight for travel in Canada and the continental U.S. for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $219 for Premium and PremiumFlex fares (“Premium Fares”); or B) round-trip flight to/from the rest of the WestJet network for $399 for Economy Fares or for $499 for Premium Fares. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. World Elite Companion Voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/creditcard-companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.
World Elite Companion Voucher may only be used: A) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. The welcome (first) World Elite Companion Voucher is not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. Additional cardholders (co-applicant and authorized user(s)) are also not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For complete details, westjet.com/companion-voucher.
- Primary card $119
- Additional card $59
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
- Balance Transfer Rates 22.99 %
- All Spending0.015WestJet dollar
- Groceries0.015WestJet dollar
- Gas0.015WestJet dollar
- Year 1 $691
- Year 2+ $241
- WestJet Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Digital Exclusive Offer
-
Access to VIP Lounges
-
NEXUS Credit
Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!†
Here’s how you can get up to $1,450 in value :
- Get up to 45,000 Aventura Points (up to $900 in travel value†):
- 15,000 Aventura Points when you make your first purchase†
- 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods†
- Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.†
- Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.†
- Plus, get a NEXUS◊† Application Fee rebate†: a $100 value†
Plus, enjoy extra valuable travel benefits:
- Travel when it’s right for you – your Aventura points don’t expire†
- Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $1 spent on all other purchases†
Save on gas with CIBC and Journie Rewards:
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.†
LegalThis is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
- Primary card $139
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aventura Points
- Gas1.5Aventura Points
- Drugstores1.5Aventura Points
- Year 1 $1,177
- Year 2+ $359
- Grocery stores
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
5X points on groceries, gas, pharmacy, dining and transit
-
$200 Anniversary Credit
-
Access to VIP Lounges
Welcome offer: Get up to 120,000 points worth $800 in travel rewards and a $200 anniversary lifestyle credit when you reach your first anniversary
- Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
- Get 1 BMO Reward for every $1 spent on everything else*
- Get a $200 Anniversary Lifestyle Credit to spend however you want*
- Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
- Earn 25% more points when you add an authorized user to your account*
- Mobile Device Insurance that covers you for up to $1,000*
- Pay with Points by browsing your recent transactions & redeem your points for as little as $1
- Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
- Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $599
- Additional card $99
- Individual $150,000
- Household $200,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
- Groceries5Points
- Gas5Points
- Dining and Food delivery5Points
- Year 1 $1,222
- Year 2+ $421
- Grocery stores
- BMO Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
$200 Annual Credit
-
Premium Insurance
-
Access to VIP Lounges
Get a total of up to 80,000 Aventura Points† (up to $1,600 in travel value†) during your first year:
- 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
- 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.†
- 30,000 Aventura Points as an additional anniversary bonus†
- Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $250 value†
- Get a $200 annual Travel Credit†
- Plus, get 2 NEXUSTM Application Fee rebates4: a $100 value†.
†Conditions Apply
- Primary card $499
- Additional card $99
- Individual $150,000
- Household $200,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- All Spending1.25Aventura Points
- Groceries1.25Aventura Points
- Gas1.25Aventura Points
- Year 1 $1,061
- Year 2+ $101
- Grocery stores
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Premium Insurance
-
Visa Infinite Benefits
Use it to earn it
- 2 points on Gas, Grocery, Travel and Transportation
- 2 points on Recurring Payments
- 1 point on everything else
Earn up to $140 in points
- Earn 10,000 bonus points, valued at $100, when you spend $1,500 in the first three months.
- Earn 2,000 bonus points, valued at $20, when you set up a pre-authorized payment within the first three months.
- Earn 2,000 bonus points, valued at $20, for each friend or family member you refer.
- Primary card $130
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 20.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 21.99 %
- Groceries2%
- Gas2%
- Local Transport2%
- Year 1 $387
- Year 2+ $247
- Grocery stores
- Daily transit
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit