Best For: Grocery stores

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).^†

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card with Skip. ^†

Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!^†

Here’s how you can get up to $1,450 in value :

• Get up to 45,000 Aventura Points (up to $900 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a discount on the NEXUS^◊,† program application fee, a $100^† value.

Plus, enjoy extra valuable travel benefits.

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link your CIBC Aventura Gold Visa* Card to Journie Rewards and use it to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron service stations^†.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.^†

• Welcome offer: Get 5% cash back in your first 3 months*
• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
• No annual fee*.
• FREE additional cards
• Extended Warranty*
• Purchase Protection*

Accelerate rewards points on common purchases!

• 2 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases until $10,000 is spent annually in the applicable category
• 1 point‡ for every $1 spent on other eligible purchases
• Receive 5,000 bonus points†† ($25 in cash back value) after your first eligible purchase within the first 90 days of account opening
• Receive 5,000 bonus points†† ($25 in cash back value) once enrolled for e-statements within the first 90 days of account opening
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
• Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel
• Standard Annual Interest Rates of 20.99% on eligible purchases, 20.99% on balance transfers✪, and 20.99% on cash advances
• Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
• No Annual Fee.

Take advantage of an everyday rewards card with no annual fee. Apply now for the MBNA Rewards® credit card.

• Apply for the Tangerine Money-Back Credit Card and receive an additional10% rebate cash back*(up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
• Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months.
• Earn 2% cash back on purchases in 2 categories of your choice and 0.5% cash back on all other regular purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• There’s no limit to the cash back you can earn on your regular purchases.
• Purchase protection and Extended Warranty

• Get up to 80,000 Aeroplan points:
  • 20,000 points the first time you make a purchase^†
  • 30,000 points if you spend at least $15,000 during the periods covered by the first 6 monthly statements^†
  • 35,000 points as an additional bonus if you have at least $25,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
• Enjoy access to Maple Leaf^TM lounges, a $550 value^†
• Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370^†
• Plus, get a discount on the NEXUS^TM program application fee, a $100 value^†

• Get up to 45,000 Aeroplan points:
  • 10,000 Aeroplan points the first time you make a purchase^†
  • 10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
  • 25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year^†
• Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†

Welcome offer: Join and earn over $400 in value including a first year annual fee rebate.^†

Here’s how you can earn over $400 in value:

• Earn a 10% cash back welcome bonus of up to $250 (first 4 statements^†)
• A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
• First year annual fee rebate valued at $120.^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Welcome Offer: Join and earn over $350 in value including a first year annual fee rebate.^†

Here’s how you can earn over $350 in value:

• Earn a 10% cash back welcome bonus of up to $250 (first 4 statements^†)
• A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
• First year annual fee rebate valued at $99.^†

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Platinum Visa Card with Skip.^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Welcome offer: Get up to $1,200 in value, including up to 7,000 AIR MILES bonus miles and no annual fee in your first year*. Plus, save up to 32¢/L at Shell for a limited time only!

• Earn over 10x faster than other AIR MILES collectors:
  • 3x the Miles for every $12 spent at participating AIR MILES Reward Partners
  • 2x the Miles for every $12 spent at any eligible grocery store*.
  • 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
  • Plus, 1 Mile for every $12 that you spend with your credit card everywhere else*
• Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
• Enjoy a 7¢/L discount on Shell V-Power® premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
• Use fewer miles with our exclusive 25% discount on an AIR MILES flight to any destination during the calendar year*.
• Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Shop, eat and relax with our partners to receive offers when you travel and make purchases with your BMO World Elite Mastercard outside Canada.