Best For: Balance transfer

• Welcome offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee*
• Enjoy our lowest interest rate of 13.99% on purchases*
• Purchase Protection and Extended Warranty*

Welcome Bonus: Get up to 1,600 AIR MILES Bonus Miles!* That’s enough for $160 towards purchases with AIR MILES Cash!

Earn over 10x faster than other AIR MILES collectors:

• 3x the Miles for every $25 spent at participating AIR MILES Reward Partners;
• 2x the Miles for every $25 spent at any eligible grocery store.
• 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.;
• Plus, 1 Mile for every $25 that you spend with your credit card everywhere else.

• Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
• Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
• Free extended warranty and purchase insurance*.
• Zero liability* protection
• No annual fee*.