Best Credit Cards: Extended Warranty

National Bank

National Bank World Elite Mastercard

The National Bank World Elite Mastercard is the best Mastercard credit card on NBC.

With this card, you earn up to 5 points per dollar on your purchases:

• 5 points per dollar for groceries and restaurants
• 2 points per dollar on gas and electric recharge purchases
• 2 points per dollar on recurring bills
• 2 points per dollar on À la carte Travel
• 1 point per dollar for all other purchases

And since it’s a Mastercard credit card, you can use it at Costco.

With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

• Airport parking
• Baggage fees
• Seat selection
• Access to airport lounges
• Flight upgrades

What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, Milesopedia voted National Bank World Elite Mastercard the Best Credit Card for Travel and the Best Credit Card for Insurance in 2023, 2024 and 2025 respectively.

National Bank's World Mastercard

Don’t have the minimum income required by National Bank World Elite Mastercard? Then National Bank World® Mastercard® may be a good option for you. This requires a $50,000 individual income (or $80,000 household income).

You can earn up to 2 points per dollar on your purchases. And since it’s a Mastercard credit card, you can use it at Costco.

In addition, you can enjoy access to LoungeKey airport lounges.

And you’ll enjoy up to 60 days’ coverage with its travel, trip cancellation/interruption, baggage loss and car rental insurance.

National Bank Platinum Mastercard

With this offer for the National Bank Platinum Mastercard®, enjoy a rebate on the first year’s annual fee (a $70 value) and receive up to 25,000 bonus points distributed as follows:

• 5,000 points if you take out credit card payment insurance for at least the first three months
• 10,000 points if you have made $2,500 in net purchases in the first 3 months following enrolment
• 10,000 additional points if you’ve made $6,500 in net purchases in the first 12 months following enrolment (including the $2,500 in the previous condition)

Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard® does not require a minimum income.

With the National Bank Platinum Mastercard®, you can earn 2 points per dollar on grocery and restaurant purchases, and 1.5 points per dollar on gas, electric recharges, recurring bills and À la carte Travel. And since it’s a Mastercard credit card, you can use it at Costco.

What’s more, you can take advantage of a wide range of insurances usually reserved for high-end credit cards:

• 180-day Purchase protection in the event of theft or damage
• Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
• Trip Cancellation Insurance
• Trip Interruption Insurance
• Out-of-province hospital insurance
• Flight delay insurance
• Baggage insurance in case of delay, theft or loss
• Car rental insurance
• Mobile Device Insurance

We voted the National Bank Platinum Mastercard® as the best credit card for young professionals in 2024.

RBC

RBC Cash Back Preferred World Elite Mastercard

For a limited time, earn 12% cash back on up to $2,000 in purchases. That’s a $240 bonus!

With the RBC Cash Back Preferred World Elite Mastercard, earn 1.5% cash back on all your purchases, including at Costco. And there’s no annual limit.

In addition, you get several benefits such as:

• Instant fuel savings at Petro-Canada
• 12 Months of Free Delivery With Doordash

Finally, the RBC Cash Back Preferred World Elite Mastercard is ideal for protecting your purchases. You get:

• Premium purchase protection for 120 days
• Extended warranty triples the manufacturer’s original Canadian warranty

TD

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

• 20,000 Aeroplan points when you make your first purchase with your new card^†
• 35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
• Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
• $100 NEXUS fee rebate^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† for every $1 spent on:

• Grocery stores
• Gas stations
• Travel
• Restaurants

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.