Offer
- Up to 5% cashback on gas and grocery and up to 2% everywhere else
- Earn up to $1,213 in cashback annually
- Mastercard World Elite® travel benefits including Extended Warranty & Purchase Protection, Auto Rental Collision Loss Damage, and Comprehensive Travel Insurances
- Get up to $30,000 credit limit, instantly
- Earn additional cashback at over 10,000 Neo network partners
- Annual fee: $149
- Secured option to build credit history
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$149
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Advantages
Wifi Access
Costco
Earnings
Per dollar of purchases
All Spending
2 %
Groceries
5 %
Gas
5 %
Dining and Food delivery
2 %
Convenience Stores
2 %
Drugstores
2 %
Local Transport
2 %
Travel
2 %
Entertainment
2 %
Recurring Payments
2 %
Telecom/Internet
2 %
Streaming services
2 %
Online transactions
2 %
Office Supplies
2 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection