RBC Cash Back Mastercard 

Welcome Bonus
$50 cash back
Ends Jul 8, 2025
  • No annual fee
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates

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RBC Cash Back Mastercard
$50 cash back
Ends Jul 8, 2025
Apply Now
Updated Apr 14, 2025

Offer

Get up to 7% cash back in the first 3 months up to a total of $1,000 purchases*

  • 5% bonus cash back up to $1,000 spend for all purchases, plus
  • 2% cash back on groceries and 0.5% cash back on all other purchases
  • Thereafter, unlimited cash back & up to 2% cash back on groceries and up to 1% cash back on all other purchases

Apply by July 8, 2025.

Unlimited cash back on your spending*

  • 2% cash back on groceries*
  • Up to 1% cash back on all other eligible purchases and pre-authorized payments
  • No annual fee
  • Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Exclusive savings and rewards

  • Become a Avion Rewards Distinction member with an RBC Cash Back Mastercard.
  • Download the Avion Rewards app to activate your membership and access points, cash back and savings, all in one program.
  • Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jul 8, 2025
Welcome Bonus amount $50 cash back
Minimum Spending Required $1,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 2 %
Gas 0.5 %
Dining and Food delivery 0.5 %
Convenience Stores 0.5 %
Drugstores 0.5 %
Local Transport 0.5 %
Travel 0.5 %
Entertainment 0.5 %
Recurring Payments 0.5 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 10.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Alternative Cards

3 Milesopedia Rating