BMO AIR MILES® No-Fee Business® Mastercard®* 

Business Card
Welcome Bonus
1,000 miles
  • No annual fee
  • Free Supplementary Cards
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
23.99 %
Balance Transfer Rates
23.99 %

BMO AIR MILES® No-Fee Business® Mastercard®*
Business Card
1,000 miles
Apply Now
Updated Jun 1, 2025

Offer

  • Welcome Offer: Get 1,000 AIR MILES Bonus Miles – That’s enough for over $100 towards your purchases with AIR MILES Cash!*
  • Earn 1 Mile for every $20 you spend*
  • Get 1.25x the Miles for every $20 you spend at Shell®±*
  • Get up to 7 cents off per litre on all your Shell®± fuel*

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%
Balance Transfer Rates 23.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount 1,000 miles
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.05 miles
Groceries 0.05 miles
Gas 0.05 miles
Dining and Food delivery 0.05 miles
Convenience Stores 0.05 miles
Drugstores 0.05 miles
Local Transport 0.05 miles
Travel 0.05 miles
Entertainment 0.05 miles
Recurring Payments 0.05 miles
Telecom/Internet 0.05 miles
Streaming services 0.05 miles
Online transactions 0.05 miles
Office Supplies 0.05 miles

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Alternative Cards

3.8 Milesopedia Rating