Network Product: Visa Infinite

Enjoy up to 50,000 bonus More Rewards points. That’s a value of $75 in groceries!

• Earn 30,000 welcome More Rewards points upon your first purchase with the More Rewards RBC Visa Infinite Card.
• Receive 20,000 bonus More Rewards points when you spend $500 in the first three months of opening your card
• Offer ends on June 25, 2025.

8 Points per Dollar on Grocery and Pharmacy Partner Locations

• Earn 8 More Rewards points for every dollar spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market, Pure Integrative Pharmacy locations and more.

8 Points per Dollar on Gas and EV Charging

• Earn 8 More Rewards points for every dollar you spend on gas or EV charging purchases when paying with your More Rewards RBC Visa Infinite credit card.

8 Points per Dollar on Dining

• Earn 8 More Rewards points for every dollar you spend on dining purchases when paying with your More Rewards RBC Visa Infinite credit card.

4 Points per Dollar on All Other Purchases Anywhere You Shop

• Earn 4 More Rewards points for every dollar you spend on every other purchase you make everywhere you shop with your More Rewards RBC Visa Infinite credit card.

Petro-Canada

• Link your More Rewards RBC Visa Infinite Card to your Petro-Points™ card to save 3¢/L on gas at Petro-Canada™.

Purchase Security and Extended Warranty Insurance

• It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer’s warranty for up to one additional year, for a maximum of five years.

RBC Offers

• Get exclusive savings, perks, and more with your More Rewards RBC Visa Infinite credit card.

The More Rewards RBC Visa Infinite Card is not available to residents of Quebec.

• 3% cash back at grocery stores
• 2% cash back on travel (flights, hotels, Airbnb, and cruises)
• 1% cash back on everything else

Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!^†

Here’s how you can get up to $1,450 in value :

• Get up to 45,000 Aventura Points (up to $900 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a NEXUS^◊† Application Fee rebate†: a $100 value^†

Plus, enjoy extra valuable travel benefits:

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.^†

Earn up to $1,300 in value^† including up to 40,000 Aeroplan points^† and no Annual Fee for the first year^†. Conditions apply. Offer effective as of January 7, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
• Apply for the NEXUS program and, every 48 months, receive a rebate (up to C$100) on the application fee^†.
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.

Starbucks Bonus Offer for New Linked Members^†: Link your TD Aeroplan Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.

• Earn Aeroplan Points on everyday purchases.
• Redeem your points for travel and more.
• Travel with confidence with travel medical insurance.^†

• Earn 1.5 points^† for every $1 spent on eligible gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your Card.
• Earn 1 point^† for every $1 spent on all other Purchases made with your Card
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
• Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks^® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks^® Rewards account. Conditions apply.
• Travel lightly through the airport and save on baggage fees^†: Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

• Welcome offer : Get up to 70,000 points worth $467 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year – that’s a $637 value achieved by your first anniversary!
• Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $50 Anniversary Lifestyle Credit to spend however you want*
• Earn 10% more points when you add an authorized user to your account*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1

Use it to earn it

• 2 points on Gas, Grocery, Travel and Transportation
• 2 points on Recurring Payments
• 1 point on everything else

Earn up to $140 in points

• Earn 10,000 bonus points, valued at $100, when you spend $1,500 in the first three months.
• Earn 2,000 bonus points, valued at $20, when you set up a pre-authorized payment within the first three months.
• Earn 2,000 bonus points, valued at $20, for each friend or family member you refer.

Earn up to 55,000 Avion points**(a value of up to $1,100^†) – Enough to fly to any destination in North America or the Caribbean^†

• Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Apply by June 11, 2025.
• Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
• Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
• Avioners earn points that never expire so your points will be waiting for your next adventure.
• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
• Eligible Avion rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
• Link your RBC card with a Petro-Points membership to instantly save 3¢ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
• Get access to RBC offers which provides access to earn points faster at specified brands
• Avioners no longer need 14-days to book travel using the RBC grid
• Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription± – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Get up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite Card

Receive up to 60,000 Aviosˆ, here’s how:

• Step 1: Receive 15,000 Avios as welcome bonus upon approval
• Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
• Step 3: Another 10,000 bonus Avios after your first yearˆ

Benefits:

• Earn 3X Avios when you shop with British Airways and BA Holidays*
• Collect 2 Avios for every $1 CAD you spend on Grocery, Dining and Food Delivery Purchases*
• Collect 1 Avios for every $ CAD you spend on all other qualifying purchases*
• Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you’ll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.˜
• 10% off British Airways flights when you book and pay with your card∞
• Redeem for travel on British Airways and oneworld partner airlines**
• Comprehensive insurances including 31–day out of country/province emergency medical insurance¹, flight delay insurance², hotel burglary³ and rental car⁴ insurance. Even eligible purchases you make with the card are protected³.
• Luxury Visa Infinite benefits⁵ such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
• Complimentary 24/7 Concierge Service⁵
• Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
• Link your RBC British Airways Visa Infinite card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
• Add your eligible RBC credit card to your DoorDash account to: Get a free 12-month subscription to DashPass±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

• Get 35,000 bonus points + first year annual fee waived upon approval
• Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
• Enjoy access to over 1,200 airport lounges worldwide with a Priority Pass membership

Earn up to $600 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions apply. Offer effective as of April 30, 2025. Conditions apply. Offer effective as of April 30, 2025.

• Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

• Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases†.
• Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†.
• Earn 1% in Cash Back Dollars on all other Purchases†.
• Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please – the choice is yours†!
• Cash Back Dollars do not expire as long as your account is open and in good standing.
• Starbucks Bonus Offer for New Linked Members^†: Link your TD Cashback Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
• 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost.
• Complimentary Visa Infinite* Concierge service^† available 24/7
• Mobile Device Insurance^†: Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.