Best For: Grocery stores

• $60 cash back when you make a purchase with your mobile wallet within the first 90 days and 6 automatic bill payments on your Rogers, Fido or Shaw postpaid service within the first 8 months.
• 2% unlimited cash back on all eligible purchases if you have an eligible service with Rogers, Fido or Shaw, and 1.5 times the cash back every time you use it for purchases with Rogers, Fido or Shaw, for a total cash back value of 3%.
• Get 5 Roam Like Home days at no cost every year for Rogers mobile plans (up to $80 value)

• 35 PC Optimum points / $ at Shoppers Drug Mart
• 20 PC Optimum points / $ at Loblaw stores
• 20 PC Optimum points / $ from PC Travel
• 30 PC Optimum points / liter of gas at Esso / Mobil
• 10 PC Optimum points / $ everywhere else

• 45 PC Optimum points / $ at Shoppers Drug Mart
• 30 PC Optimum points / $ at Loblaw stores
• 30 PC Optimum points / $ from PC Travel
• 30 PC Optimum points / liter of gas at Esso / Mobil
• 10 PC Optimum points / $ everywhere else

Get up to 7% cash back in the first 3 months up to a total of $1,000 purchases*

• 5% bonus cash back up to $1,000 spend for all purchases, plus
• 2% cash back on groceries and 0.5% cash back on all other purchases
• Thereafter, unlimited cash back & up to 2% cash back on groceries and up to 1% cash back on all other purchases

Apply by July 8, 2025.

Unlimited cash back on your spending*

• 2% cash back on groceries*
• Up to 1% cash back on all other eligible purchases and pre-authorized payments
• No annual fee
• Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Exclusive savings and rewards

• Become a Avion Rewards Distinction member with an RBC Cash Back Mastercard.
• Download the Avion Rewards app to activate your membership and access points, cash back and savings, all in one program.
• Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Earn the equivalent of up to $370^† including up to 50,000 TD Rewards Points^† and no annual fee for the first year^†. Conditions apply. Offer effective as of January 7, 2025.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
• Get an annual fee Rebate for the first year^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

• Earn 6 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
• Earn 4.5 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit†
• Earn 3 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†
• Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

Your Card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD^†, Starbucks® and more
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Earn up to $1,250 in value^†, including up to 135,000 TD Rewards Points and no Annual Fee for the first year^†. Conditions apply. Offer effective as of April 30, 2025.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
• Earn 115,000 TD Rewards points when you spend $5,000 within 180 days of Account opening^†.
• Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points^†.
• Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
• Get an Annual Fee Rebate for the first year^†.
• Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Starbucks Bonus Offer for New Linked Members^†: Link your TD First Class Travel Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
• Earn 4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
• Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Your Card also allows you to enjoy:

• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.

Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Earn up to $3,000 in value^† including up to 85,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions apply. Offer effective as of January 7, 2025.

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Additional Travel Benefits :

• Apply for the NEXUS program membership and once every 48 months get an application fee rebate (up to $100 CAD)†.
• Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
• Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.^†
• Starbucks Bonus Offer for New Linked Members^†: Link your TD Aeroplan Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
• Earn 1.5 points^† for every $1 you charge to your Card on eligible gas, electric vehicle charging, groceries, travel & transit and dining purchases.
• Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Earn Aeroplan Points on everyday purchases.
• Redeem your points for travel and more.
• Travel with confidence with travel medical insurance.^†
• Access priority airport services^† such as Priority Check-in, Priority Boarding, Priority Baggage Handling, Priority Airport Hold and Priority Airport Upgrades.^†
• Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).^†
• Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Global Airport Lounge Access^†: Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
• Enjoy your eUpgrades longer^† : Primary Cardholders who also hold Aeroplan Elite Status will benefit from an extra 12 months to use newly issued eUpgrade credits, for a total of 24 months from issuance.

Earn up to $500 in value^† including up to 20,000 Aeroplan points^† and no annual fee for the first year. Conditions apply. Offer effective as of January 7, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

• Earn 1 Aeroplan point for every $1^† you spend on eligible gas, electric vehicle charging, grocery and Air Canada^® purchases, including Air Canada Vacations^®†.
• Earn 1 point^† for every $1.50 spent on all other eligible purchases† made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.

Earn up to $600 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions apply. Offer effective as of April 30, 2025. Conditions apply. Offer effective as of April 30, 2025.

• Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

• Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases†.
• Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†.
• Earn 1% in Cash Back Dollars on all other Purchases†.
• Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please – the choice is yours†!
• Cash Back Dollars do not expire as long as your account is open and in good standing.
• Starbucks Bonus Offer for New Linked Members^†: Link your TD Cashback Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
• 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost.
• Complimentary Visa Infinite* Concierge service^† available 24/7
• Mobile Device Insurance^†: Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.

Welcome offer: Join and earn up to $125 in value†

Here’s how it adds up:

• Get $25 cash back after you make your first purchase within the first 4 monthly statements.†
• Get a 10% cash back welcome bonus for the first 4 monthly statements (up to $100 cash back).†

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card for Students with Skip.^†

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.^†