-
No annual fee
-
Purchase Insurance
-
Up to 4% cash backon all purchases made at restaurants, bars, and coffee shops (up to $5,000 spend per calendar year).†
This product is not available for Quebec residents.
Welcome offer:
- For your first 4 months with a Simplii Financial Cash Back Visa* Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $500 spend.†
Get:
- 4% cash back for eligible purchases at restaurants, bars and coffee shops (up to $5,000 spend per calendar year).†
- 1.5% cash back for eligible purchases made at grocery stores, gas stations, drug stores and for eligible pre-authorized purchases (up to $15,000 spend per calendar year).†
- 0.5% cash back on all other purchases (with no limit on spend per calendar year).†
Other features:
- Purchase Security and Extended Protection Insurance.† Protect your purchases with double the manufacturer’s warranty, up to one additional year.
- Get cash back when you send a Global Money Transfer and pay with your Visa* Card.†
- Send money abroad for no fee with your Simplii Visa using Simplii Global Money Transfer.
- No annual fee
†Terms and conditions apply. Click ‘Apply Now’ for complete details. This offer is not available for residents of Quebec.
“Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque.
“Cash” means a Cash Advance, Balance Transfer and Convenience Cheque.
Interest rates may change from time to time.
- Primary card $0
- Additional card
- Individual $15,000
- Household $15,000
- 2.5 %
- Purchase Rates 20.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- Dining and Food delivery4%
- Groceries1.5%
- Gas1.5%
- Year 1 $357
- Year 2+ $307
- Grocery stores
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Accepted at Costco
- Welcome offer: 150,000 PC Optimum points when you spend $3,000 or more using your new PC Insiders™ World Elite Mastercard® anywhere within the first 4 months.
- Unlimited $0 online grocery delivery and pickup with a complimentary PC Express Pass (valued at $99.99 per year), valid on eligible orders of $35 or more.
- 50 PC Optimum points per dollar spent at Shoppers Drug Mart
- 40 PC Optimum points per dollar spent in Loblaw stores
- 30 PC Optimum points for every $1 in purchases from PC Travel
- 30 PC Optimum points per litre of gas at Esso/Mobil
- 10 PC Optimum points per dollar of purchases everywhere else
- Primary card $120
- Additional card $0
- Individual $80,000
- Household $150,000
- 2.5 %
-
Purchase Rates
21.99 %21.99 % (QC)
-
Cash Advance Rates
22.97 %
21.97 % (QC)
- Balance Transfer Rates —
- Drugstores50Points
- Groceries40Points
- All Spending10Points
- Year 1 $336
- Year 2+ $336
- Grocery stores
- Optimum
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Digital Exclusive Offer
-
Access to VIP Lounges
-
NEXUS Credit
Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!†
Here’s how you can get up to $1,450 in value :
- Get up to 45,000 Aventura Points (up to $900 in travel value†):
- 15,000 Aventura Points when you make your first purchase†
- 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods†
- Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.†
- Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.†
- Plus, get a NEXUS◊† Application Fee rebate†: a $100 value†
Plus, enjoy extra valuable travel benefits:
- Travel when it’s right for you – your Aventura points don’t expire†
- Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $1 spent on all other purchases†
Save on gas with CIBC and Journie Rewards:
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.†
LegalThis is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
- Primary card $139
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aventura Points
- Gas1.5Aventura Points
- Drugstores1.5Aventura Points
- Year 1 $1,177
- Year 2+ $359
- Grocery stores
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
3% cash back on groceries
-
Accepted at Costco
- The best cash back credit card for students
- Welcome offer: Get 5% cash back in your first 3 months*
- Then get:
- 3% cash back on grocery purchases,
- 1% cash back on recurring bill payments
- 0.5% unlimited cash back on all other purchases!*
- Now earn the highest cash back on groceries in Canada without paying an annual fee!†
- Get cash back every time you spend, plus start building a healthy credit history
- Receive a discount on car rentals*
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
- Groceries3%
- Recurring Payments1%
- All Spending0.5%
- Year 1 $358
- Year 2+ $258
- Grocery stores
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Purchase Insurance
-
Accepted at Costco
- The best AIR MILES credit card for students
- Get 800 AIR MILES Bonus Miles!*
- That’s enough for $80 towards purchases with AIR MILES Cash*
- Get AIR MILES bonus miles back every time you spend, plus start building a healthy credit history
- Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
- Get 1 Mile for every $25 spent everywhere else*
- No annual fee*.
Legal
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
- AIR MILES partners0.12miles
- All Spending0.04miles
- Groceries0.04miles
- Year 1 $202
- Year 2+ $110
- Grocery stores
- AIR MILES
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
5X points on groceries, gas, pharmacy, dining and transit
-
$200 Anniversary Credit
-
Access to VIP Lounges
Welcome offer: Get up to 120,000 points worth $800 in travel rewards and a $200 anniversary lifestyle credit when you reach your first anniversary
- Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
- Get 1 BMO Reward for every $1 spent on everything else*
- Get a $200 Anniversary Lifestyle Credit to spend however you want*
- Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
- Earn 25% more points when you add an authorized user to your account*
- Mobile Device Insurance that covers you for up to $1,000*
- Pay with Points by browsing your recent transactions & redeem your points for as little as $1
- Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
- Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $599
- Additional card $99
- Individual $150,000
- Household $200,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
- Groceries5Points
- Gas5Points
- Dining and Food delivery5Points
- Year 1 $1,222
- Year 2+ $421
- Grocery stores
- BMO Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Accepted at Costco
- 25 PC Optimum points / $ at Shoppers Drug Mart
- 10 PC Optimum points / $ at Loblaw stores
- 20 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gas at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 20.97 %
- Cash Advance Rates 22.97 %
- Balance Transfer Rates —
- Drugstores25Points
- All Spending10Points
- Groceries10Points
- Year 1 $240
- Year 2+ $240
- Grocery stores
- Optimum
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Accepted at Costco
- 35 PC Optimum points / $ at Shoppers Drug Mart
- 20 PC Optimum points / $ at Loblaw stores
- 20 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gas at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
- Primary card $0
- Additional card $0
- Individual $50,000
- Household $80,000
- 2.5 %
- Purchase Rates 20.97 %
- Cash Advance Rates 22.97 %
- Balance Transfer Rates —
- Drugstores35Points
- Groceries20Points
- All Spending10Points
- Year 1 $288
- Year 2+ $288
- Grocery stores
- Optimum
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Accepted at Costco
- 45 PC Optimum points / $ at Shoppers Drug Mart
- 30 PC Optimum points / $ at Loblaw stores
- 30 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gas at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
- Primary card $0
- Additional card $0
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 20.97 %
- Cash Advance Rates 22.97 %
- Balance Transfer Rates —
- Drugstores45Points
- Groceries30Points
- All Spending10Points
- Year 1 $336
- Year 2+ $336
- Grocery stores
- Optimum
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
Earn up to $500 in value† including up to 20,000 Aeroplan points† and no annual fee for the first year. Conditions apply. Offer effective as of January 7, 2025.
- Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
- Get an annual fee rebate for the first year†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.
- Earn 1 Aeroplan point for every $1† you spend on eligible gas, electric vehicle charging, grocery and Air Canada® purchases, including Air Canada Vacations®†.
- Earn 1 point† for every $1.50 spent on all other eligible purchases† made with your Card
- Earn points twice† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
- Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
- Earn Aeroplan Points on your everyday purchases
- Redeem your points for travel and more.
- Take advantage of an extensive suite of travel insurance†.
†Terms and conditions apply.
- Primary card $89
- Additional card $35
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1Aeroplan Point
- Gas1Aeroplan Point
- Air Canada1Aeroplan Point
- Year 1 $866
- Year 2+ $288
- Grocery stores
- AeroplanTD Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit